![]() ![]() This weekly tool helps you assess your income and expenses to ensure you have enough money to cover your bills and put aside money for a savings, emergency fund, or other things you want and need. You can also fill out a cash-flow budget. ![]() As you begin to list out your spending, you may identify spending you can reduce. ![]() Set a realistic budget. The Consumer Finance Protection Bureau’s spending tracker is a great way to see trends in your spending.Regardless of the method you choose, be patient and persistent. This will help save the most in interest charges over time. This method can be rewarding because you see progress quickly.Īnother method is to concentrate on repaying the debt with the highest interest rate. After the balance is repaid, you apply that payment amount to the next smallest balance and continue the process until all debts are satisfied. One method is to concentrate on paying off the debt with the smallest balance first, while still making the required payments to all debts. Be strategic when paying down your debt. There are a variety of ways to pay down debt.The Fair and Accurate Credit Transactions Act gives every consumer the right to a free credit report every year from credit bureaus. Reviewing your credit reports for accuracy can also help you identify errors or fraudulent activity. Review your credit reports. Your credit reports provide a snapshot of your financial situation.Here are tips to help you assess your financial well-being and to better manage your finances: It is also essential to developing short and long term financial habits and skills which can lead to greater financial well-being. Read more Federal information, guides and helpful tools for youth.National Financial Capability Month raises awareness about the importance of financial literacy education and can help you plan a secure financial future. Financial literacy is key to understanding how to save, earn, borrow, invest, and protect your money wisely. MoneySmart Curriculum for Young Adults - A comprehensive financial education curriculum to teach people ages 12-20 the basics of handling their money and finances, including how to create positive relationships with financial institutions. ![]() Divided into two content areas - the Hows of Taxes and the Whys of Taxes - The Hows of Taxes shows you how to apply tax principles, while the Whys of Taxes explains tax history and theory. Learn More about Taxes - Whether you're "on assignment" or just browsing the Web, this set of 38 Understanding Taxes student lessons has something for everyone.This site provides materials for children and parents to learn about Social Security and why it is important for families. Information about Social Security - Here you will find what every kid and parent should know about Social Security.Pocket Change Coin Collecting as a Hobby - Activities and guides for turning coin collecting into a hobby. You will find links to information on how to save money, what to think about when shopping and buying, and how to a budget or a plan so you’ll have enough money when you need it. Use this area of to find games, fun activities, websites, video games, and information about money for kids and youth. ![]()
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